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New KfW sales program “Jung kauft Alt” started

New KfW sales program “Jung kauft Alt” started

Ready in September 2023, the new Federal Government of the new KfW-Förderung “Young Buys Old” (Living for Families – File Requirement) has begun. Now has begun and the program has started. It is a family with a brainchild, which contains a component with non-energy standards and thus clarifies, it is energetic for healthy living.

For the Erwerb family, a credit loan is granted in Anspruch Nehmen, for the Federal Ministry for Living, Stadtentwicklung and Bauwesen (BMWSB) Mittel zur Zinsverbilligung bereitstellt. The Zinssatz für ein Darlehen with 35 years long and six years Zinsbindung is also 1.51% effective.

The main points of the programs
  • If you receive private individuals, the owner’s home of a self-chosen home can be used, while you can spend a smaller amount of money on your home and increase your highest income to a maximum of 90,000 euros at an amount of up to 10,000 euros per month Type.
  • The residential mobility must have an energy wiring or consumption specification of energy efficiency class F, GD or H at the time of installation.
  • The creditworthiness in the product “Jung kauft Alt” can be used with KfW credit loans, at the bank’s house banks.
  • High costs include the ground floor costs.
  • The maximum credit limit depends on the value of a domestic helper who is less childish. If a child would receive an amount of 100,000 euros, the child would receive an amount of 125,000 euros and a child amount of 150,000 euros.
  • If the credit term is for a period of 35 years, the term is a variation of the term for a maximum term of 20 years.
  • The “Jung kauft Alt” program is combined with the KfW-Wohneigentumsprogramm (Kredit No. 124).
  • Antragstellende verpflicht sich, the erworbene Immobilie innerhalb of 54 Monaten from KfW-Förderzusage energetic for sanitation, soft drinks spirits that Level an “Efficient houses 70 EE” is achieved. For the Sanierung-lassen it is true that they have a credit credit and a Bundesförderung-voor-efficient Gebäude (BEG) utilities.
Landesbausparkassen: Developments “more ambitious”

The state building parks are formed by the fact that there is a chance that a part of the file servers are stored in a hardened way. The LBS association director Axel Guthmann became the Freude-allerdings during the implementation, the program was drawn up while the family from the Einkommensziel group did not exist. “Real estate with the energy efficiency classes F, G and H tests within half of four half years on the Standard EH 70 EE modernization of müssen – that will be entangled in the timelines or in the money transfers. It seems every fall to be more ambitious”, so Guthmann. “We are willing to take care of our natural needs, we will be able to make the best of it, and we will continue to improve our program during this time.” However, better energy efficiency classes can be achieved in the future, so that the level of improvement is smaller d more favorable zu Machen.

All information about the program “Jung kauft Alt” can be found at kfw.de. (tap)

Image: © Deemerwha studio – stock.adobe.com