Turkiye Garanti Bankasi AS: Regarding the sale of the portfolio of non-performing loans | 24.09.24

TO: Investment Community

FROM: Garanti BBVA / Investor Relations

SUBJECT: Regarding the sale of the non-performing loan portfolio

DATE: September 23, 2024

Our bank has sold the receivables from the portfolio of non-performing loans, arising from credit cards, general purpose loans, checking accounts, commercial loans, overdrafts and all other related receivables and expenses, together with the interest amount;

• in the total principal and contractual interest amount of TL 986,749,125.14 from July 21-22-24, 2024, until Gelecek Varlık Yönetim A.Ş. for a total amount of TL 234,000,000.00,
• in the aggregate principal and contractual interest amount of TL 331,697,937.33 as of July 23, 2024, Dünya Varlık Yönetim A.Ş. for a total amount of TL 82,500,000.00,
• in the total principal and contractual interest amount of TL 346,259,891.60 from July 25, 2024, to Arsan Varlık Yönetim A.Ş. for a total amount of TL 86,000,000.00,
• in the aggregate principal and contractual interest amount of TL 270,618,601.52- as of July 31, 2024, up to Sümer Varlık Yönetim A.Ş. for a total amount of TL 42,800,000.00,

in six separate portfolios for a total amount of TL 445,300,000.00.

*Unlike the Turkish and English versions of this public announcement, the Turkish version shall prevail.

We declare that our above statements are in accordance with the principles contained in the Council Communiqué, Series II No. 15.1, that they accurately reflect the information we have received, that the information is consistent with our records, books and documents, that we have used our best efforts to obtain correct and complete information in relation to this subject and that we are responsible for the statements made in this regard.

Yours faithfully,

BBVA Warranty

Contact Garanti BBVA Investor Relations:

Phone: +90 212 318 2352

Fax: +90 212 216 5902

Email address: [email protected]

www.garantibbvainvestorrelations.com