“Buy now, pay later” prevails in the debt fall

From Handyvertrag to Miewohnung – without a mortgage payment, nothing happens with large financial relationships. If you make the amount smaller, you can use the mortgage on the plan. Only, this gives a small creditworthiness and the credible option “buy now, pay later” in the debt burden.

Schufa warns against small loans and “buy now, pay later”

Always more Verbraucher in Deutschland owe sich. You must be warned that Schufa is coming into effect – and the power will always remain faith Kleinkredite verresponstlich. If you want to give a hint about “buy now, pay later” (BNPL), almost all relevant payments from Paypal and Klarna are offered with Apple Pay.

„Wir sehen een Angie der Negative Inträge“, erklärte dazu Tanja Birkholz, chef de Schufa, in Rahmen des Banken-Gipfels, veranstaltet vom Handelsblatt. Ihren Angaben will die Zahl der negative Ersteinträge at the Schufa in Vorjahresvergleich aimed at 10 minutes.

If all goes well, people are with a person Payments below 2,000 Euro net per month are less expensive. Because it is a low verbraucherumfrage of the Schufa deutlich zum negative.

Debt collection BNPL? Kaufschwelle has praised Schufa-Chefin

For Birkholz money there is a problem with the BNPL-Zahlungen zwei-problems. First: “The Schwelle, you can purchase it, is better at BNPL.” If the fear is greater, it may be so View overview – and make your passion Schufa-Umfragen-zufolge.

Special faith is BNPL among young consumers zwischen 16 und 25. 39 Prozent der Befragten gaben, lessstens schon uninmal de Zahlungszeitpunkt so verschoben zu haben. 44 Enjoy your life in the future. If there is 10 percent more, Handelsblatt will continue.

The second problem: A small credit of less than 200 Euro was not effective from the Schufa-bisher. One of the measures taken by the EU will be used in the German rule of law in the future from 2025. If you’re in Kraft Tritt, it’s until 2026.

The interest in a smaller credit amount could not be greater. Daher could die Schufa schlechter warns, if an Ausfallrisiko bestht. Letztlich understand that the Möglichkeit, that is itself Can with small credit debts and thus the seriousness of the matter.

If it is good, if the Gesetzesänderung “is so good that it becomes a European Ebene discussion”, so Birkholz more.

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