ZDF Takes a Closer Look at PayPal and Klarna – and Finds New Fees for Users

PayPal and Klarna are an easy way to go online. And that’s the cost. But not for everything, who said a ZDF investigation.

Frankfurt – PayPal is the most popular Zahlungsdienst in Germany. Laut dem ZDF more than 400 million people and service and a power of 30 billion euros in the year 2023. The EHI study “Online Payment 2024” said in Germany 27.7 percent of online payments 2023 with PayPal payment were. If the service is useful, it will happen once. Who that ZDF in the seiner Verbrauchersendung „Wiso“ untersucht, könnte der Schein here alledings trügen.

Is PayPal free of charge? ZDF-Sendung deckt auf

In the dispatch of 15. July was tested, who is, three days long everything with PayPal to pay. The start-up “Wyldr” is ready to start doing business as part of the Bereitstellung der Zahlungsoptie. “The problem is that part of the costs can not be calculated and can not be paid. We will of course be a PayPal or other payment service provider – and black for Transaction”, so co-founder Jakob Klassen.

The nice conditions for that fall were not possible. All the money is spoken, the payment is made on the shipment from a fixed value of 0.39 cents per transaction plus 2.99 percent of the paid bets. Unter freunden is es tatsächlich kostenlos. Due to other circumstances, users complained PayPal will later.

So PayPal’s fees on your money and cash were completely

Of course, the costs may not be too high to sit – and it takes longer before you have the knowledge and the knowledge. So says Jakob Klassen: “That we have to earn a fixed price for ordering, for delivery, we have a different choice, if we convert the customer, the price to increase. This is so: We have two payment methods. A larger part of PayPal, or another part of the credit card. When you notice the cost of the costs, it is time to print them on the price. So we give that at the end then on the customer further. “

If you want to use a credit card as a rule, the “Stripe” applies to “Wyldr”. The co-founder explains that the circumstances are “half so bad”. If you have all the possibilities to choose this option, you can safely request a price. However, if you know that all PayPal payments are possible, you can make a higher satz calculation. It is a matter of being progressive. ” There are no people who have another possibility, but you can also choose an option if PayPal works with your account.

PayPal says in reference to the theme: “PayPal is the answer, which means that everything is possible with ease of payment and safe handling – without any costs and costs.”

Klarna erklärt Geschäftsmodell – Juristin broaderspricht an Aussage

PayPal payments are not a bigger player at the payment provider: Klarna. Laut financefwd.com power that the Unternehmen 2023 etwa two Milliarden Euro Umsatz. Angeboten were Kauf auf Rechnung, Sofortüberweisung and Ratenkauf. Nicole Defren, Head of Germany at Klarna, explains who deserves the money: “The business model based on the trading environment is the largest part of our business.” Pro Transaktion, Klarna receives a bet and agrees to the “Auch for the Ausfallrisiko ein”, When the time comes, we will equip the Händler from Klarna. Zum Thema Umverlegen auf die Kunden Defren said: “No, it is not so.”

Sandra May, lawyer at a broader approach to the trade organization: “Klarna and PayPal join the credibility of the sale, it is a bit exciting with the teuersten. Of course there are more online handlers, if these things are bound, with those costs and the costs that you make. ” Every trader has done other trades, it is so that the payment service manager is “one of the three projects that make a transaction possible, almost as a provision and also a firm papal draft.” The end of the sending: “One is not: free”.

You can use PayPal to request a bet. (jh)