Ottonova: “Wir sind der digital Gesundheitscoach for our children” – Krankenversicherung

Versicherungsbote: Welcome advice for your demographic needs Walking? Well-defined rehabilitation activities bring the demographic walking activities for the private health insurance mit sich?

Dr. Ulrich Mitzlaff: The demographic hike has enormous consequences for the social economy in Germany. Given the interest rate intensity of the baby boomer generation, the entire financing system of the established financial institutions (GKV) and the social care insurance (SPV) is deployed in the financial sector. The Private Medical Insurance (PKV) is governed by Art. if you apply rates, there is no demographically affected walking area – and also the part of the general systems.

What strategies are offered to you, has a financial realignment of demographic hikes in the PKV begun?

Ottonova is a young private medical insurance company with a young file. Otherwise, if you want to pay the costs for human medical treatment. And if there is a risk of a safe lifestyle. The PKV capital coverage system ensures that higher costs are compensated in the future. If you have a very strong interaction with the PKV support systems, you can also set up alternate switches.

The PKV’s calculation model with the alternative settings certainly states that it is the broadcast of the Prämie that was not carried out in the alternative way. The display of young and older versions now plays a disordered role.

What assessment of demographics can you take on your Risk Calculation and Tariff Gestaltung? Do you want to take the best risks you can consider or not want to use?

The calculation of the Krankenversicherungsbeiträge in the Private Krankenversicherung (PKV) is carried out after the sogenante Äquivalenzprinzip. Because a collective bet has begun, the diversification has begun. In the case of a number of Collectivations, the summary of the beitragseinnahmen must cover the versicherungszeit that cover the Summe aller zu erwartenden versicherungsleistungen.

This assessment of the beitrages started with the beginning of the diversification. Worse if you are aware of the time of general health, there is a versicherten in the collective, as a result of which no change in the individual company can take place. It is not the demographic walker of the separated factor, which includes the prosperity of its own collections.

How do you plan for quality care for a much greater cost of your purchase?

In any case, it is a young private medical insurance with a young file. Insofern is a special – Direction is different oriented – Aussage here for our time not relevant. Ottonova, as a private lender, does not now see the Zahler in Leistungsfall, is part of the complex system secret – and the image itself is its own system of the system.

What demographic walking activities are of interest to you as you develop and prevent your strategy?

Protection and prevention are Ottonova’s DNA. If you want to use a more personal tool and tools with the road, you can find a way to do your job. With three themes it can be a healthy lifestyle. In our terminology: “Eat, Move, Mind” – gute Ernährung, fell Bewegung, mental Stärke. If there is a first digital private health insurance, a digital health coach for our knowledge will be a problem and a problem.

These health benefits were achieved through an incentive – and one of our health Selbstverständlich plays a major role in the Thema Vorsorge. If there is no longer any question of Arztrechnung here, there is no knowledge of the previous app available, which activates these Angebot passwords.