Makler has these related Aufklärungspfflichten at Ausländischen Versicherern

14.10.2024 – The fall of the FWU Lebensversicherung in Luxembourg said, that after the Australian law, the relationship between the German language can be improved. Considered Pflicht Versicherungsmakler deshalb, als een Gesellschaften mit Sitz außerhalb Deutschlands vermitteln, erläutert Rechtsanwalt Norman Wirth.

In July, I issued an insolvency notice to the German Versicherungsholding FWU AG. It is worth following the American lifestyle of the group, while German knowledge is expensive.

Die Österreich-Tochter FWU Life Insurance Austria AG (FLA) has the Neugeschäft eingestellt and the Tochter FWU Life Insurance Lux SA (FLL) bekam von der Luxemburgische Versicherungsaufsicht Commissariat aux Assurances (CAA) ein Zahlungsverbot auferlegt (VersicherungsJournal 26.7.2024).

It is not clear, but it is not possible to use the Vertragsguthaben. The Powers of the Skills shine in Gefahr zu sein.

The European Versicherungsaufsicht is white on Rechtsunterschiede hin

Was it possible for those affected and who is the Schutz der Versicherungsnehmer in Europe, then the VersicherungsJournal has fragged the Europäische Aufsichtsbehörde for the Versicherungswesen and the betriebliche Altersversorgung (Eiopa).

The Antworten sentence, the rule of law for life in the eurozone, is a single path and its debt, bankruptcy and other national institutions are not separated from the state.

So give the Versicherer with Sitz außerhalb Deutschlands keinen Schutz, der mit dem durch de Beschermer Lebensversicherungs-AG (VersicherungsJournal Archiv) vergleichbar ist (13.8.2024).

Was Vermittler bei Ausländischen Versicherern beachten sollten

It is gold plated for life insurance companies in Ausland, who sell your products and products in Germany, such as Beispiel Canada Life Assurance Europe plc, Niederlassung for Deutschland, Dela Lebensversicherungen Zweigniederlassung Deutschland, Prismalife AG ​​​​and Standard Life Versicherung, Zweigniederlassung Deutschland for Standard Life International DAC .

It is bad that the fragmentation caused by the American invasion is being highlighted, while the representation is so harmless.

This is not the case with the publication of the VersicherungsJournal der Rechtsanwalt Norman Wirth, Partner der Wirth – Rechtsanwälte, Rechtsanwälte in Partnerschaft mbB, Stellung.

Uffangreiche Aufklärungspflichten for versicherungsmakler

Der Fachanwalt für Versicherungsrecht weist auf des Urteil des Saarländisches Oberlandesgerichts vom 5. March 2021 (5 U 37/20) hin.

The target point is in the concrete of the concrete, the versicherungsmakler has a great lighting display, when this versicherer comes from the Australian vermitteln. Makler must use his options to increase potential risks, which come from the Wahl, one of the most diverse variants.

“The truth is that the truth is, that the pflicht von Maklern is right here,” says Wirth.

Was heard in Beratungsprotokoll

Norman Wirth (Image: Andreas Klingberg)

If the lawyer is doing business, in the professional process of the war, a different legal order can be used in the Australian country and how it could be separated.

So “it would be clear that we would have lost a bankruptcy of the versicherersfonds as debtor or that they would have fallen into power”.

Once the Versicherungsbedingungen of Klauseln have begun, the representation of the German Versicherern night is only a documentary. “A self-determination can be a long-term decision-making process,” says the lawyer.

If there is no certainty about the existing protection, the knowledge will be definitively obtained. It is relevant that the Bundesanstalt für Finanzdienstleistungsaufsicht (Bafin) has a now established control function at Australian Providers.

Mitgliedschaft beim Versicherungsombudsmann „debatable“

These considerations are part of a positive management approach in the management of the relationship between the two parties:

If the old schlossen of the ombudsman or the ombudsman stop, it is a matter of an amount of 10,000 euros and the divorce of the ombudsman or the ombudsman who stops, and who is “one of the few who has gegenüber other schlichtungsstellen, which there be sure.” It is a matter of case law, it is debatable.

Ich stop a fortlaufende Überprüfung der Solvenz ofs Versicherers nicht per se zu de Maklerpflicht.

Justice Norman Wirth

We will end the Vermittlerpflicht

If FWU luxury has fallen, the post about writing and solving problems on the homepage never ends. It is certain that the Frage, by Vermittler, has been conquered and his acquaintance has fallen on fehlende daten.

Dazu said to Wirth: “That was my last thought. Vermittler cannot visit the company’s website for product development in the provision and financing of financing that is standard on these dates. It is life-friendly.

If you stop taking over the solution for the renewal of the Makler lighting, you can get a clarification about its financing, while pressing the non-geschäftsmessages in the background.”

Considering the influence of the asset damage

If Vermittler became in the Haftung meeting, his Vermögensschadenhaftpflichtversicherer is gefragt. Then it comes to the US economy, which is in the EU, the EWR and the fact that he did that.

„I don’t stop being self-conscious“, mahnt der Anwalt. There is still that Makler tries to ensure the provision of the economy and its security, if the Schäden area is left, while the vermittlung of the Versicherern in the Ausland no longer occurs.