Few people in the Weser-Ems region have an excess debt

Citizens’ debts have arisen in the Weser-Ems area. The one on the first Blick is aimed at registering experts in the field of credit reforms with a “serious background”.

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Oldenburg/Leer – Unlike erwartet, the Zahl der überschuldeten Bürger in Nordwesten in diesem Year leicht zurückgedingen. If the debt burden of the credit reform is alleviated in 2024, the Weser-Ems area will have lost the debt burden of private individuals in debt from a year ago to an amount of 2,300 out of 174,000. Die Schuldnerquote, also der Anteil überschuldeter Personen in Verhältnis zu all Erwachsenen, was in Raum Weser-Ems at 8.25 Prozent. Heißt: Fast jeder zölfte Bürger im Nordwesten ist überschuldet. For a lifetime, the Schuldner quote is 8.36 percent.

All these land and federal areas were the debt ratios that were not very flexible. In Lower Saxony, sie ebenso wie in ganz Deutschland on 8.09 Prozent zurück (2023 Lower Saxony: 8.18 Prozent; 2023 Deutschland: 8.15 Prozent). When there is gilt debt, financial debt can no longer last for long.

Eigentlich Anstieg erwartet

Peculiar experts have a year-long preview for the 2024 voraussagt. It is not surprising that Michael Bolte, Geschäftsführer of Creditreform Oldenburg, has called a “serious background”: “The Verbraucher stops a multitude of Krisen, aus Angst voor der Zukunft, ihr Geld jijsammen.” By the end of May 2024, the first datenspeicherungstests for new debt paint sales have begun, while these are no longer visible in the debt statistics.

Blickt man auf das Oldenburger Land und Ostfriesland, so it is a big Unterschiede. Während in Ammerland (6.36 Prozent) and in Landkreis Oldenburg (6.83) the Schuldnerquote at part of the Prozent liegt, beträgt der Anteil in the cities of Emden (12.32), Delmenhorst (12.58) and Wilhelmshaven ( 14, 38 Prozent) more like zwölf Prozent.

Von Insolvenz can get its own money back, because the Zimmer made the purchase in Enjoyhotel Greetsiel.

The Federal Republic invests Bremerhaven among all 400 Kreisen and kreisfreien Stadt with a Citation of 18.02 Prozent weiterhin den letzten Rang. Kleiner Lichtblick voor de Stadt an der Wesermündung: 2023 hatte der Wert noch bei 19.02 Prozent located. Bremerhaven is one of the best Bundesweits that is absorbing the debt burden.

Große Unterschiede in the region

The moment you arrive in the Oldenburger Land, you go to the Gemeinde Hude with 4.89 Prozent nach Creditreform-Angaben de niedrigste Quote auf. The two-way score follows Bakum (5.25), Wiefelstede (5.49), Damme (5.7) and Rastede (5.73). Am others Ende ranger Wilhelmshaven, Delmenhorst and the Insel Wangerooge (12.2 Prozent). In Ostfriesland the Schuldnerquote in Nortmoor is 4.91 Prozent am niedrigsten, followed by Filsum (5.77), der Insel Baltrum (5.79), Ihlow (6.08) and Uplengen (6.6). The high quotes from Emden die Insel Spiekeroog (11.19) and Blomberg (10.82) op.

Tendenziell is the overdebt in the past years sowohl in Nordwesten as a Germanlandweit zurückgegaan. Dennoch is the lowest of a single group that has reintroduced credit reform. Before all money earners can buy the high energy and living costs. The research has had major consequences for the study of all other women. Dennoch since Manner has a higher debt burden.

Was fuhrt zur Überschuldung? It will take a year before there is more work satisfaction of the most successful workers. Most debt burdens arose during the Erkrankung, such as an Unfall payment. Credit reform was launched more than 18 years ago. The problem of the enterprise is no longer that the main force has emerged, because experts have begun to stabilize development and demographic development.

If all goes well, if people are in debt, then credit plays a major role. This means you can use ‘Buy now, pay later’. It is becoming increasingly difficult to view the Schufa data. Demnach is inzwischen quickly jeder zweite new aufgeommene Ratenkrediet a small credit up to 1,000 Euro. Credit reforms may be a reason for the serious debt burden among young people.