Interview: Was spricht for the Geldanlage with ETFs

If it is not yet the case that Deutsche is not near the stock exchange – if it is good, experts will use their müssen. Warum de Furcht unfounded and when the right time is, there is the financial professor Andreas Hackethal.

ARD Finance editorial team: Who is the theme action saver for the private alternatives?

Andreas Hackethal: Es spricht sehr fell für die Geldanlage an der Börse. In many other states it is possible to benefit from the people who favor alternative energies, grim davon. They have German higher power as in Germany. One of the reasons why this is the discussion in Germany is more capital.

If man is given the chance to begin, if he has an alternative to the fall, the horizon is a lot longer, and he is more profitable with Rendite. Denn Aktien Warfen in der Vergangenheit – and it’s not more than a day ago, that’s about it – deutlich more Rendite ab than all the other money deposits.

To person

Andreas Hackethal is a professor of Finance at the House of Finance at the Frankfurt Goethe University and at the Leibniz Institute SAFE. He is a lecturer at the Pension Finance Lab at the Leibniz Institute SAFE and is director of the Centre for Financial Studies. In the Research-beschäftigt it is empirical with the Finanzentscheidungen of privateer Haushalte, the Role of Finanzberatung and the Digitalization of the Finanzbranche. He is a Vorsitzender of the Fachbeirates der BaFin and the World Economic Forum.

ARD Finance Editorial: Was the Grund für die Zurückhaltung der Deutschen?

Hackethal: Es gibt eine new Forschung, die in ausführlichen Gesprächen herausfinden willen, was de Menschen davon abhält, in Aktien zu investieren. And that is the herausgekommen, that people said: ‘Um ergolgreich in Aktien anzulegen, muss man Expertin oder Experte sein. I think it is not possible to know the Unternehmen. Do you want to know if you can buy a fund or buy a fund?’

Also with Aktien Investieren erfordert Expertenwissen ist die Meinung. And if the end of the market has not yet been reached, the legislation and regulations on the financial markets are so intense, that the Aktienkurse, which finally puts an end to the growth, is one of the best varügbare investments for the financing of the foreign financing. If no one knows that the own experts and experts act systematically, then that is the case. Otherwise, Laien but in this sense also not systematically false lie. If it is well with the Mythos, man can see his great wealth and perhaps no longer say, it is not true.

It is only natural that all the eggs will form a legend in no time and will carry a much larger part of the action. And if you know that it is so that the passive investment funds can invest in the future, you can invest the market with their legality in investors who work for the other machines. When I have no more knowledge, when I do not feel like working, I can buy the fund on the market and it seems that the duration and the taste are long-drawn.

ARD Finance Editorial: There is talk about ETFs – Exchange Traded Funds -, also investment funds, the indexes with the DAX. They can be invested for little money. What is the war between the investors in the ETFs for the private money supply?

Hackethal: Very important. The ETF, or not yet any index fund, which has achieved most of the time, was one of the years that took place in the Lehrbüchern style: the costs of the monetary costs would be greater than those of the federal states and the underlying industries.

If you use these instruments, you see a market in a region or the whole world after. If it is good, the wars are very bad. As John Bogle, the founder of the US-Fondsgesellschaft Vanguard, has created an index and the whole in a fund package, war for the new industry – and would go as long as abgetaan.

What are sind ETFs?

ETFs (Exchange Traded Funds) are traded in funds or index funds, the value of an index with the DAX or the Dow Jones. If the DAX rises by one percent, the ETF will rise one percent on the DAX. In a DAX ETF, as a rule, all 40 companies from the index participate – such as VW, SAP or Siemens.
ETFs also believe that you can invest in a wide selection of securities or other investment securities – and that you can start with small amounts. Make sure that you can use Anteile zum Beispiel per Sparplan-kaufen.

ARD Finance Editorial: Steckt hinter dieser Einfachheit auch der Erfolg of ETFs?

Hackethal: If you are sure that ETFs are not a problem. If you have money, you want to cross all the states and all the branches and make money. If the best trends have emerged and take many more risks as notorious eingeht, the ETF would have a rough hand – which is in the Lehrbuch-steht.

ARD Finance Editorial: Why would it be possible for a man to invest?

Hackethal: Here it is, how do you like it, a more interesting fact: If a man is long-fresh tender, who then fell through the action for this Prozent Rendite, which the action market of the world – very widely said – per year is created, verantwoordlich, then one probably thinks: There is a winner and a seller and that is the great advantage of half.

It is a fact that it is likely that the products of the market are offered to the high trends on the market. If it is once so, then it has been a while since a high assessment has taken place – the negative display has been a long time ago. Then it is another group, which gets more information, but also does not bring a higher display to the market. And then it is worth looking at the market on the market with my extra high costs.

ARD Finance Editorial: And how do you find the person?

Hackethal: That’s right. It’s the first time you identify yourself. Of course, all experts are busy finding new opportunities and the last thing the best candidates can unfold – like Amazon, Tesla, Microsoft and Co. For a while, it took a long time for others to develop. The Preise spiegeln will die Zukunftserwartungen weer. Is it possible that the risks are a mistake in life? Then you can find the index and make a number like that, that’s all the Renditebringer you need. It is possible that the index is strongly indexed after 20 years, but it is a winner and a supplier. If the thread is no longer erased, the effort is so heavy.

These five percent, the total market to see above, to fit, beggars, that I do not come to the green Zweig. It has been a while since the high quality of the market distribution is so great. The woolen people who live in the Depot will never know what they will all do.

ARD Finance Editorial: Is it the right course for money flow into ETFs?

Hackethal: Yes, it is: Now. Damit will naturally get better, but the optimal time-point effect will never happen again with the Blick nach. Also ist jetzt genauso good like tomorrow or übermorgen. The so-called “Market Timing”, as Aktien, before you buy and sell it, before you leave, is the great art, which no one experiences. The Gründe is a fast diesel in the selection of individual Aktien. The market position is the best way to act, but it is becoming increasingly difficult. If action is taken, it is uphill, then it may be that the premium comes up and goes to other things. Die News, die zum Umdenken führen, nobody can erahnen with Sicherheit.

After you have reached the Beobachtung, you go to the Gesamtmarken and you will win the big amount of money. If it is good, if these few days pass, because I am out of luck, it will not be again aufholen. It is also a way to pay attention to the market, the right time for the sale and the Australian market. Better also with rough hands and a long time money in the trade for the alternative working conditions.

The conversation with Antonia Mannweiler, ARD financial editorial team, for the podcast “Gold & Ashes: ETF Project”. The interview could provide the written editing for the book.