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Wichtige Änderungen ab Dezember – Bank äußert sich

Wichtige Änderungen ab Dezember – Bank äußert sich

Frankfurt am Main. For ING giro accounts and giro cards from 1. December the conditions. The payment card and the deposit are affected.

  • As of 1 December, more credits have been affected for ING customers and clients, including the giro account and the direct depot.
  • The Girokarte can be used and the Gebühren für Zahlungen in Fremdwährung seeen and.
  • You can use an alternative to a cost-losing Giro account

With a number of new million-dollar customers and clients, ING will be the largest active bank. To the core products of the Direct bank zählen Girokonten, Baufinanzierungen, Spargelder, Verbraucherkredite und Wertpapere. In Umfragen the Bank has achieved a high degree of immunity – and the ranking of the Kundenzufriedenheit der South German newspaper from April 2024.

Unpleasant December 1st beyond the ING accounts for a financial product. You can use more products and programs. Have you ever had a consumer and what do you want for your money?

ING speaker presents new conditions for Girokont

ING informs your customers and clients about the personal mail of the plants plants. Prepared from the September 9th apply process start. “The knowledge and the knowledge were logged in the app or in internet banking on the immune mask and could be requested at the immunization of it,” says a representative of the bank that did the editing.

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Including Debit Card

New Conditions from December 1st

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From the new ones hit by the giro account of ING and the Direct Depot* for the Wertpapierverwaltung. If you can do a cost-losing giro account with the ING payments, a higher financial limit will be booked as a result. Statt 700 Euro you have to earn money with 1000 Euro if you make a purchase.

Pass the Bank, the Gebuhren for the Girokarte and the Kartennutzung in Fremdwährung and. Die ING Start writing the terms of sale on the market and the management costs, which will only be compensated to a small extent. But that is not all.

Girokonto und Depot der ING: Neue Konditionen im Überblick

Tie gilded for das Girokonto ab 1. Dezember:

  • It is possible that 700 Euro is a cash entrance of 1000 Euro for the free contact information. Whoever is under 28 Years old, continues to be added to the account.
  • The optional Girokarte costs 0.99 Euro or 1.49 Euro pro Monat.
  • The Bezahlen with the Girokarte in the Fremdwährung will last: Statt 1.99% became 2.2% of the Umsatzes and Gebühr fallig – the least of a Euro je Umsatz.
  • For the Visa Debit Card that has fallen for the payments and money, 2.2% of the Australian institutions of 1.99% (at least a euro for your money) is one.
  • If an ATM is paid for an ING money, an ATM purchase can yield an amount of 2.50 euros and a maximum of 7.50 euros. Bisher war das kostenlos.

Gemäß einem Urteil des Bundesgerichtshofs (BGH) dated 27. April 2021 since all new Änderungen ztimmungspflichtig and müssen of jedem Customers and every customer writing or by App-free best become. Make sure that the new AGB is aware of the ING activities in an online company, so that you can follow the premium and lease agreement. Wer nicht zustimmt, muss mit een Kündigung rechnen. When autumn begins, it may happen that the new border is no longer clear.

An alternative to ING is the Girokonto Smart from C24 Bank*, the free costs are. Here is a small rule for the money entrance or an alternative border. A girokonto from C24 is a gibt Mastercard Debit and optionally a free Girokarte (EC-Karte). Interesting to receive the Cashback and the Guthabenverzinsung of 2.25 Prozent im Year. Auch das Bestgiro ​​​​von der Santander* is een bedingungslos ohne Kontogebühr nutzbar.

Direkt-Depot der ING – was confirmed in December

Gilded for the Direct Depot from December 1st:

  • Costs for Aktiensparpläne: The Sparplangebühr costs 1.75 to 1.50 Prozent.
  • Handelsplatz Xetra: Das Entgelt costs 1.90 to 2.90 Euro.
  • Fund: The trading platform money is gone. Your money can now be an order form for fund sales, starting at 4.90 euros and 0.25 euros in order volumes

The Branch Magazine Financing tip empfiehlt das Direct-Depot der ING* weigh des good Preis-Leistungs-Verhältnisses. Your night Adaptation strategy can be another interesting depot. With new Grundgebuhren you can find the Depot of Trade Republic or the Free Broker of Scalable Capital*. Sowohl Trade Republic offers scalable capital a Guthabenverzinsung and an alternative to Tagesgeld can.

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Actions, ETFs and co.

Cost-free opening and deposit handling

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  • Savings plan from 1 Euro Savings plan rate


  • Gutes Preis-Leistungs-Verhältnis


  • No fixed storage location

ING passes Gebühren and: Die Girokarte is a bald German teurer

ING-Kunden en -Kundinnen mit einem Direct Depot make a profit in parts of the new current conditions. “On the first day of this month, the business plan for business and direct trade will receive 1.75 or 1.50 Prozent Provision vom Kurswert”, the statement from the Bank’s spokesperson. Doom is good for the best sparpläne.

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It is important to note that the conditions for everything in Girokonto are not dependent on the costs and the skills that exist. Agreed Money entry of 1000 Euro in a monthly amount and a value of 28 ist, 4.90 Euro can be paid for his Girokonto-bezahlen. The price is high if you get an amount of 5.90 Euro, if you want to leave the house and the house for the nachhaltigkeits-erweiterung (Girokonto Future).

The Giro card costs 1.49 Euro, but the German price is better. It’s also free Amounts of money über ING ATMs have disappeared. Wer ab 1. This month etwa 500 Euro auf sein Konto einkahlt, muss davon fünf Euro and Gebühren abdrücken.

Fazit zu Gebühren-Update der ING: Klare Empfehlung für Kunden

Unser Fazit zum Update der ING: Kundinnen und Kunden with thoughts of 1000 Euro Einnahmen pro Monat meet those new conditions from 1. December not quite as intense. An optional giro card at ING will probably cost a lot of money. If you trade with the Visa Card, this is with the Giro card with a Mastercard Debit and you do not use one of the EC card systems that use a Giro card. I have used the Mastercard card to pay all larger amounts and the money can be saved.

Further tests of various products and trends can be found on the theme site of the Berliner Morgenpost.

The foreign currency exchanges can use ING-Kundinnen and -Kunden with a separate credit card. The Norwegian bank has bought a visa card that has a good price, with the best costs and costs Money were abhobbed. Also the Barclays Visa* comes with null Euro Jahresgebühr anyway weltweit gebührenfreiem Auslandseinsatz. Both credit cards can be included in the Guthab function and can be automatically banked via Lastschrift.

We are prepared for a cost-free financial relationship, save money, and not spend money EC card good and the Access roads It may be that you need a new condition from 1. December has not received any thanks. If you do not want to pay the free purchase day anymore and want a loss of cost, you can search on the market alternatives and save 58.80 euros by saving for a while.

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