Few people in the Weser-Ems region have an excess debt

Citizens’ debts have arisen in the Weser-Ems area. On the first page you can read what the experts in the field of credit reforms think of a “serious background”.

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Oldenburg/Leer – Unlike erwartet, the Zahl der überschuldeten Bürger in Nordwesten in diesem Year leicht zurückgedingen. If the debt burden of the 2024 debt crisis is reformed by the credit reform, the Weser-Ems area will have lost the debt burden of private individuals in debt from a year ago at an amount of 2300 to an amount of 174,000. Die Schuldnerquote, also der Anteil überschuldeter Personen in Verhältnis zu all Erwachsenen, was in Raum Weser-Ems at 8.25 Prozent. Heißt: Fast your swollen citizens in the Nordwest are over-indebted. For a lifetime, the Schuldner quote is 8.36 percent.

In the country and the Federal Republic, the Schuldner quotes were slightly rückläufig. In Lower Saxony, sie ebenso wie in ganz Deutschland on 8.09 Prozent zurück (2023 Lower Saxony: 8.18 Prozent; 2023 Deutschland: 8.15 Prozent). If there is a gilt debt burden, financial debts can no longer be suffered for a long time.

Eigentlich Anstieg erwartet

Peculiar experts have a year-long preview for the 2024 voraussagt. It is not surprising that Michael Bolte, Geschäftsführer of Creditreform Oldenburg, has called a “serious background”: “The Verbraucher stops the increasing multipler Krisen, aus Angst for der Zukunft, ihr Geld jijsammen.” So more insightful, which at the end of May 2024, the datenspeicherungsfristen for further Überschuldungsverfahren were kürzt, because this did not become more insightful in the Überschuldungsstatistik.

Blickt man auf das Oldenburger Land und Ostfriesland, so it is a big Unterschiede. Während in Ammerland (6.36 Prozent) and in Landkreis Oldenburg (6.83) the Schuldnerquote at part of the Prozent liegt, beträgt der Anteil in the cities of Emden (12.32), Delmenhorst (12.58) and Wilhelmshaven ( 14, 38 Prozent) more like zwölf Prozent.

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The Federal Republic invests Bremerhaven among all 400 Kreisen and kreisfreien Stadt with a Citation of 18.02 Prozent weiterhin den letzten Rang. Kleiner Lichtblick voor de Stadt an der Wesermündung: 2023 hatte der Wert noch bei 19.02 Prozent located. Bremerhaven is one of the largest in the debt mountain.

Große Unterschiede in the region

At the moment that we in the Oldenburger Land the Gemeinde Hude with 4.89 Prozent nach Creditreform-Angaben the niedrigste Quote auf. The two-way score follows Bakum (5.25), Wiefelstede (5.49), Damme (5.7) and Rastede (5.73). Am others Ende ranger Wilhelmshaven, Delmenhorst and the Insel Wangerooge (12.2 Prozent). In Ostfriesland the Schuldnerquote in Nortmoor is 4.91 Prozent am niedrigsten, followed by Filsum (5.77), der Insel Baltrum (5.79), Ihlow (6.08) and Uplengen (6.6). The high figures after Emden are the Insel Spiekeroog (11.19) and Blomberg (10.82).

Tendenziell is the overdebt in the past and years lived in the North West as a German country has gone unnoticed. Dennoch is the lowest of a single group that has reintroduced credit reform. Before all money earners can buy the most energy and living costs. The research has had major consequences for the study of all other women. Dennoch since Manner has a higher debt burden.

Was fuhrt zur Überschuldung? It will take a year before there is more work satisfaction of the most successful workers. Most debt burdens arose during the Erkrankung, such as an Unfall payment. Credit reform was launched more than 18 years ago. The problem of the company is no longer that the main force was created by experts with the stabilizing description and demographic development.

If all goes well, if people are in debt, then credit plays a major role. This means you can use ‘Buy now, pay later’. It is becoming increasingly difficult to view the Schufa data. Demnach is inzwischen quickly jeder zweite new aufgeommene Ratenkrediet a small credit up to 1,000 Euro. Credit reforms may be a reason for the serious debt burden among young people.