Where the assessments of the results were taken into account

If there is a digital message of a receipt, it can happen that a report is made of a company as an e-mail or as a package delivery, that is to say that this may be the case or that it is intended with a reference number or an unclear version wendungszweck. Often it is the case that there is now a part of the receipt, when you buy the best goods, which is never over, wieder zurückschicken willen. So or so führt your Complications and Misunderstandings at the Payments received Companies. It is the first time that the jewelry is repaired.

A problem, here in the Zukunft version of the most common errors, is a Request to Pay (RtP or R2P), an Account-to-Account-Zahlung per SEPA-overweisung, which the respective banks take over and as standard in the Entwicklung ist . The European Payments Council (EPC), a Board of the Credit Institute in the European Union, has found a Scheme, which can be further defined and specified in Zukunft. While the Management of the Zahlung uses Zahler nor a Swiss Schalteten Zahlungsdienst, both can be excluded from your bank account. It is a higher price for the costs of processing the products. There is no insight into any of the services of the service provider on data protection and data protection, a sin of loss.

Request for payment is not accepted

Anders als oftmals dargestellt ist Request to Pay aber explizit kein neues Bezahlverfahren, sondern es handelt sich eher um eine Kommunikations- oder Prozesslösung, durch die die Abwicklung der Zahlung zwischen Kunde und Zahlungsempfänger (mit den dazugehörigen Banken oder Payment Service Providern) vereinfacht wird. This characteristic is that the payment term is interrupted and that this is used almost as a result of the online banking method. You may not be able to arrange everything, but you can arrange everything with the online banking infrastructure and girokonto bedienerführung. It is also possible to connect and use the browser or an app on the smartphone.

It seems that the own bank should in practice deal with the implementation. Stefan Hölscher, Lead Expert Payments at Otto Payments, the Zahlungsdienstleister of the Otto Group, deals with advantages in the einfachen Handhabung. “If the bank integrates with a higher usability in online banking, you find the opportunity to look at some of the uninteresting companies and create a central extension institution for the payment of receipts.”

But how does the payment request work? In principle, it acts as a medium-sized process, when purchasing as a PDF in the bank account of the bank, also for the guarantee topics or the check that is carried out. The digital payment request takes place in Echtzeit via the Hausbank and the Hausbank and on the account of the customer. Since the EBICS cut-off point (Electronic Banking Internet Communication Standard) is used, a wide range is released on the classified and closed checks of Swiss companies and their banks, savings banks or payment service providers. For correct addressing, the IBAN of the payment data used by the taxpayers is – the lender must ensure that a problem can occur. If you want to apply for a loan with alias names, you can view your IBAN account.

Gerade fürregulmäßige Zahlungsvorgänge geeignet

Central element of the transfer information is the amount of the claim, the default is. If you want to know more about what you can do, it is so that you can receive a part of the love (Stichwort Bekleidungsbestellungen zur Auswahl). Otherwise if you have a Lastschrift, there is a festive date on which you can submit the request for payment of the payment term on 90 days in advance. Here is the e-commerce of 14 to 30 days of the standard, but it can be a matter of a insurance delay in this way, which can make the turnaround take a number of years before a property is viewed in another world.

A slight effort is made to increase the possibilities of responding: Anna feels soft or spacey, Soft or spacey and finally full capacity of the Forderung and Rücksendung as not sufficient and the preceding entity. If the handler gives feedback on the status, then on the insight into the situation, because it is so right, it is a bit. The:dealer:in the past, or the:purchaser:in the Provision accepted or the Rechnung as an uncorrected view. It can happen that the ink is pressed on the ink. If the Rechnungsempänger does not react for days and the Zahlungsziel verstrichen lässt, then bring the:shopkeeper:in valuable information.

Viele Anwendungsszenarien und Profiteure

“In general, Request to Pay in combination with Instant Payment can separately support many processes and in online trade”, says Timo Seifert, Director of Product Management at Payment Service Manager Our company. In view of a separate Advantage for Dealers: Innen, the Security Policy was: “The risk profile is itself. If you have a Lastschrift with a Backlastschrift, you can reduce RtP on the Credit Transfer and have your own standard limit.” I take care of a Lastschrift or a Zahlung for the Fork, which takes even more time, which the Online Shop thus for a final goal and never again hassle with machining products.

The Use of Request to Pay can be done for all matters in the business and private synergy organization, e.g. in the case of Abrechnungen mit der Versicherung, dem Stromanbieter or der Vermietungsgesellschaft. If you want to file a larger complaint, you can file a first complaint here, the mangles or complications during the backloadschrift are intensive.

For the people who in most cases have fallen from online banking (pc or app) use, bring a solche loose from the Vorteil, that is another app that is vertrusted must, for the banks that do that In the fight against the payment service of Klarna with Paypal and Apple Pay, a market can offer a better market and a bank guarantee in the banking world. Anyone who comes in a natural way (gerade in online trade) in the world of online trade and web shops, will in this way the shop of the Kaufabbrüche in the Kassenzone again buy, we will have the opportunity to increase the cost of a purchase.

The Hen Egg Problem with Payment Request

Many banks in war tests and the web shops that de Ganze find most interesting are the classic Henne-Ei problems. So Erik Reintjes, Gründer and Geschäftsführer at Farbenvertrieb Miss Pompadour, said: “We are always open to new technology, so we have a new Zahlungsmittel as a company through direct Zahlungsabwicklung übers Bankkonto weniger abhängig von Klarna, Paypal and Co. Wir daher spant , wie sich Request to pay entwickelt.”

Ali Bagheri, Gründer and Geschäftsführer at Benuta, an E-Commerce Shop for Teppichböden, sees problems in the Akzeptanz, especially with new payment solutions: “Viele Verbraucher: These are traditional methods of solving problems and the ability to adapt to the new system to use . As Direct-to-Consumer Brand brands, these products can no longer be used. Deshalb hängt de Einführung von RtP in unserem Unternehmen maßgeblich von der Unterstützung durch große Zahlungsanbieter ab.“ Umgekehrt bedeute das, dass man bsiher the Situation emptylich beobachte. Ausweichender says Zalando is on Anfrage. Man habe aktuell zu Request to Pay nicht zukündigen, konzentriere sich aber darauf, de Klassische Kauf auf Rechnung weiter zu optimimieren, da man änderübergreifend beobachte, dass viele Kunden diese Zahlungsmethod gegenüber others bevorzugen.

Why Payment request is automated when payment is forced

Request to Pay has not yet come about in some pilot projects of banks and payment lenders, but now Request to Pay is among the multi-billion dollar banking projects of the European Payment Initiative up to the digital Euro, which has the greatest benefits and added value for all payments. This can be a problem during a simple and digital representation of data and information. When you do the search, make sure to ask a few misunderstandings: collect and process: collect and send with so many costs, because direct debits and due and external payment procedures should not be the first cases. Synergy effects can offer all the advantages of “Buy now, pay later” applications, also the rates in the form of consumer credit.

Profitable for all companies with a higher credit rating, and also for the trade in insurance, telecommunications providers or energy providers. Benefits are RtP but also the banks, that is in which market segments the first starting point of the customers remain. If this happens, the app of the own house bank can make more trustworthy and interesting, nor with other services such as Paypal or Klarna in your data.